Mortgage Services
Primary mortgages designed specifically for first-time buyers aim to provide a good experience in applying for a mortgage. Many lenders provide incentives for working together, while others may offer low down payment or early repayment loan options.
Buying your first home can be daunting, which is why we endeavour to make sure everything goes smoothly so you don't have to worry. At Lets Move Group, it's our job to provide comprehensive information and explanations about Primary Mortgages, as well as outline the best deal options and the impact they can have on your property purchase. In our specialised first-time buyer consultation, we'll outline how the home buying process works, answer any common questions you may have, and ensure you get the optimal deal in the most cost-efficient manner. So make sure you buy your first home safely by contacting the Lets Move Group team for your free consultation.
For first-time buyers looking to own their first home in Indonesia, Lets Move Group is the right partner. We are not only an agency that has introduced positive changes since 2016, but also the only platform in Indonesia that provides all the services you need in one place. Our customers enjoy working with us and feel we make the property-buying process easier. Lets Move Group can confidently be considered the most reliable property and mortgage agency in Indonesia!
We offer a range of customised services for individuals seeking property and mortgage financing in Indonesia with the best tenure and instalment scheme for you. Our professional team of experts help provide solutions that suit your individual needs, providing the best interest rates and mortgage terms. Our goal is to provide the best property-buying experience in Indonesia.
Lets Move Group has partnered with Indonesia's most popular banks and financing institutions, including Bank Mandiri, BCA, Commonwealth, Panin, DBS, and Permata, just to name a few. We only work with trusted and professional banks so you can feel confident when dealing with a lender.
The answer is yes. As a full-fledged agency in Indonesia, we offer a wide range of customised services for property purchases. We can assist in property search, property sales, as well as legal matters, and we also provide mortgage services if required.
Unlike some countries, banks in Indonesia do not specifically restrict mortgages to certain categories of buyers, and their options are simpler. We can help anyone looking to get a mortgage in Indonesia.
Yes, our advice and time is completely free. You only need to sign a cooperation agreement that ensures all conversations remain confidential, and if you use a lender we recommend, we are recognised as the recommending party.
One of the important sectors for the national economy is the residential property industry in Indonesia. Every three months, Bank Indonesia (BI) routinely releases the results of the Residential Property Price Survey (SHPR) which is an important reference for industry players, the government, and the wider community. In the first quarter of 2025, the results of this survey showed interesting developments to watch, starting […]
Owning a home does not necessarily require a large amount of capital. For this reason, many individuals turn to Mortgage, or KPR (Home Ownership Credit), as a means of financing. In Indonesia, KPR is available through two main channels: conventional banks and Islamic banks. Amid rising benchmark interest rates, Islamic home financing (KPR Sharia) has emerged as a stable alternative. […]
For many expatriates living and working in Indonesia, the aspiration to own a home is a natural step toward long-term settlement. However, purchasing the property outright can be financially demanding. One practical solution is applying for a mortgage (Kredit Pemilikan Rumah or KPR), a financing scheme that allows buyers to pay for property in instalments over time. […]
Interested in buying a house in Indonesia? The comparison between buying a house with a mortgage vs cash is essential. Both payment methods offer their own advantages and disadvantages, with trends in society fluctuating. This article will discuss the comparison between KPR and Cash home purchases, current trends, and factors that influence people's preferences. Which is more popular? Let's discuss. […]
When applying for a loan such as a Mortgage (KPR) at a bank, the term 'threshold credit limit' often arises. According to the Great Dictionary of the Indonesian Language (KBBI), 'threshold' refers to the maximum limit (of costs, credit, etc.) provided. In the loan application process, the amount granted by the bank or other financial institutions to the customer will not exceed the predetermined threshold. […]
While taking out a Kredit Pemilikan Rumah (KPR), or mortgage, remains one of the most popular ways for Indonesians to purchase their dream home, the reality is that not every application ends in success. A significant number of aspiring homeowners face rejection from banks, often without clear understanding of the reasons why. So, why does a mortgage application get rejected? What are the warning signs? And most importantly—what can be done about it? Let’s break it all down. […]
Our journey began in 2016, with the sole aim of being the best real estate agency in Indonesia. Over time, as our business grew and developed, we began to focus on real estate finance solutions and revolutionized the property finance industry in Indonesia. Find Out More »
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Rate information
Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)
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General Personal Requirements
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