Mortgage Services
Mortgage advice service is a professional service provided by Lets Move Group to assist individuals or businesses in making informed decisions regarding mortgage options in Indonesia. The service provides an in-depth analysis of your financial situation, goals and preferences, and provides personalised advice and recommendations on the best mortgage product, interest rate, loan term and payment strategy to suit your needs.
Lets Move Group's professional mortgage advisors provide you with an expert view to access a wide selection of mortgage solutions in Indonesia that will help you save time and effort in understanding real estate financing policies that are compliant with Indonesian regulations.
By engaging a mortgage advisor, you can receive personalised recommendations under expert guidance and support while still maintaining professionalism.
Lets Move Group helps you find the best and secure mortgage instalments that best suit your needs.
We provide all mortgage deals in Indonesia, including residential mortgages, commercial mortgages, and corporate mortgages.
You do not have to pay to get mortgage advice from us. You can talk to our mortgage advisors for FREE and get the best mortgage advice for your needs.
Usually, lenders give borrowers 14 working days before the offer letter expires. If you need more time to consider the offer, please speak to our financial advisors as lenders may change interest rates and approvals if you do not make an immediate decision.
We understand and take the confidentiality of the data collected during the review process very seriously. Therefore, we guarantee the security of our clients' personal information and ensure all remains confidential.
In Indonesia, credit score assessment is not yet popular. To determine if you have a good credit score, lenders need to access your SLIK/BI Checking to see your current credit status. Therefore, every applicant must submit their KTP and NPWP to give the lender access to your SLIK/BI Checking. Once the results are out, our financial advisors help you to compare and suggest which products are suitable for your financial status.
Applicants are expected to fulfill the following requirements in the mortgage application process:
KPR terms and conditions are subject to change at any time. Please contact Lets Move Group for the latest information about mortgage process in Indonesia.
One of the important sectors for the national economy is the residential property industry in Indonesia. Every three months, Bank Indonesia (BI) routinely releases the results of the Residential Property Price Survey (SHPR) which is an important reference for industry players, the government, and the wider community. In the first quarter of 2025, the results of this survey showed interesting developments to watch, starting […]
Owning a home does not necessarily require a large amount of capital. For this reason, many individuals turn to Mortgage, or KPR (Home Ownership Credit), as a means of financing. In Indonesia, KPR is available through two main channels: conventional banks and Islamic banks. Amid rising benchmark interest rates, Islamic home financing (KPR Sharia) has emerged as a stable alternative. […]
For many expatriates living and working in Indonesia, the aspiration to own a home is a natural step toward long-term settlement. However, purchasing the property outright can be financially demanding. One practical solution is applying for a mortgage (Kredit Pemilikan Rumah or KPR), a financing scheme that allows buyers to pay for property in instalments over time. […]
Interested in buying a house in Indonesia? The comparison between buying a house with a mortgage vs cash is essential. Both payment methods offer their own advantages and disadvantages, with trends in society fluctuating. This article will discuss the comparison between KPR and Cash home purchases, current trends, and factors that influence people's preferences. Which is more popular? Let's discuss. […]
When applying for a loan such as a Mortgage (KPR) at a bank, the term 'threshold credit limit' often arises. According to the Great Dictionary of the Indonesian Language (KBBI), 'threshold' refers to the maximum limit (of costs, credit, etc.) provided. In the loan application process, the amount granted by the bank or other financial institutions to the customer will not exceed the predetermined threshold. […]
While taking out a Kredit Pemilikan Rumah (KPR), or mortgage, remains one of the most popular ways for Indonesians to purchase their dream home, the reality is that not every application ends in success. A significant number of aspiring homeowners face rejection from banks, often without clear understanding of the reasons why. So, why does a mortgage application get rejected? What are the warning signs? And most importantly—what can be done about it? Let’s break it all down. […]
Our journey began in 2016, with the sole aim of being the best real estate agency in Indonesia. Over time, as our business grew and developed, we began to focus on real estate finance solutions and revolutionized the property finance industry in Indonesia. Find Out More »
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Rate information
Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)
Requirements
General Personal Requirements
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