Mortgage Services
Mortgage advice service is a professional service provided by Lets Move Group to assist individuals or businesses in making informed decisions regarding mortgage options in Indonesia. The service provides an in-depth analysis of your financial situation, goals and preferences, and provides personalised advice and recommendations on the best mortgage product, interest rate, loan term and payment strategy to suit your needs.
Lets Move Group's professional mortgage advisors provide you with an expert view to access a wide selection of mortgage solutions in Indonesia that will help you save time and effort in understanding real estate financing policies that are compliant with Indonesian regulations.
By engaging a mortgage advisor, you can receive personalised recommendations under expert guidance and support while still maintaining professionalism.
Lets Move Group helps you find the best and secure mortgage instalments that best suit your needs.
We provide all mortgage deals in Indonesia, including residential mortgages, commercial mortgages, and corporate mortgages.
You do not have to pay to get mortgage advice from us. You can talk to our mortgage advisors for FREE and get the best mortgage advice for your needs.
Usually, lenders give borrowers 14 working days before the offer letter expires. If you need more time to consider the offer, please speak to our financial advisors as lenders may change interest rates and approvals if you do not make an immediate decision.
We understand and take the confidentiality of the data collected during the review process very seriously. Therefore, we guarantee the security of our clients' personal information and ensure all remains confidential.
In Indonesia, credit score assessment is not yet popular. To determine if you have a good credit score, lenders need to access your SLIK/BI Checking to see your current credit status. Therefore, every applicant must submit their KTP and NPWP to give the lender access to your SLIK/BI Checking. Once the results are out, our financial advisors help you to compare and suggest which products are suitable for your financial status.
Applicants are expected to fulfill the following requirements in the mortgage application process:
KPR terms and conditions are subject to change at any time. Please contact Lets Move Group for the latest information about mortgage process in Indonesia.
The Indonesian Ministry of Public Works and Public Housing (PUPR) continues to promote the subsidised house programme as a solution for low-income communities (MBR) to access affordable and decent living spaces. This initiative offers public housing through a mortgage scheme that includes conventional and sharia financing options.
Membeli rumah second (bekas) lewat Kredit Pemilikan Rumah (KPR) masih menjadi pilihan favorit banyak orang di Indonesia di tahun 2025. Selain harga yang lebih terjangkau, rumah second biasanya siap huni dan berada di lingkungan yang sudah berkembang. Namun, proses pengajuan KPR rumah second memang sedikit berbeda dibanding rumah baru. Disini kita akan membahas 10 cara […]
Buying a second-hand home can be a wise investment, particularly for those looking to balance affordability with strategic location. Unlike brand-new properties, second-hand homes often come with lower price tags, making them appealing to first-time buyers or those seeking to upgrade without overstretching their budget.
One of the important sectors for the national economy is the residential property industry in Indonesia. Every three months, Bank Indonesia (BI) routinely releases the results of the Residential Property Price Survey (SHPR) which is an important reference for industry players, the government, and the wider community. In the first quarter of 2025, the results of this survey showed interesting developments to watch, starting […]
Owning a home does not necessarily require a large amount of capital. For this reason, many individuals turn to Mortgage, or KPR (Home Ownership Credit), as a means of financing. In Indonesia, KPR is available through two main channels: conventional banks and Islamic banks. Amid rising benchmark interest rates, Islamic home financing (KPR Sharia) has emerged as a stable alternative. […]
As an expat working in Indonesia, you may have the desire to own a home. However, if buying a house or apartment outright feels burdensome, there is an easy way to do it, which is by applying for a mortgage. Tips for applying for a mortgage: Recognize What is Home Ownership Credit KPR is one of the financing schemes that people can do to buy a house.
Our journey began in 2016, with the sole aim of being the best real estate agency in Indonesia. Over time, as our business grew and developed, we began to focus on real estate finance solutions and revolutionized the property finance industry in Indonesia. Find Out More »
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Lets Move Group
Rate information
Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)
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General Personal Requirements
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