Property Archive

Owning an apartment is a popular housing choice nowadays. However, before purchasing one, it's important to understand the differences between the Strata Title Certificate for Apartment Units (SHMSRS) and the Building Ownership Certificate (SKGB).

For many Indonesians, owning property is a significant investment in life. Whether it's a residential house, apartment, or land, property can be a source of financial security and future stability.

Finding the ideal home in South Jakarta, a vibrant and glamorous metropolitan area, can be an adventure. For those who are not ready to make a long-term commitment, have high mobility, or want to try living in various locations, it is better to rent a property in Jakarta than to buy. Renting offers flexibility and convenience, allowing you to relocate with ease [...].

Purchasing property in Indonesia with PT PMA, is it possible? A PMA, or Foreign Investment Company, is a form of legal entity that can be used by foreign investors to own a company in Indonesia. In addition to its corporate function, PT PMA is also said to be the safest way for foreigners to own property in Indonesia. PT PMA allows foreign companies to [...]

Home Ownership Loan (KPR) is a financial solution for individuals who want to own a house without having to spend all the funds at once. Mortgages generally use personal assets as collateral, but is it possible to pledge company assets for a mortgage? The answer is yes, a mortgage with company assets as collateral is possible. However, there are several things to consider, such as the type of legal entity of the company and the provisions [...]

The property industry in Indonesia is predicted to be one of the most stable investments since 2021. The property industry is one of the leading sectors that drives the Indonesian economy with the realisation of property industry investment which is able to rank 4th largest through the property sector's contribution to Indonesia's GDP of 14-16% annually. Therefore, owning property in Indonesia is good for [...]

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

*Disclaimer