KPR BTN

Benefit from competitive interest rates, low installments, and down payment as low as 1% with Mortgage by Bank BTN.

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The Best Mortgage Deals!

Features of Bank BTN KPR Services

Subsidized Mortgage Loan

A government-supported mortgage program designed for low-income earners, offering low interest, affordable monthly installments, and down payments starting from just 1%.

Non-Subsidized Mortgage Loan

A home loan option for the general public with competitive interest rates and flexible tenures of up to 30 years.

KPR BTN Platinum

Designed for middle to upper-income earners seeking to own premium properties.

Sejahtera FLPP Housing Mortgage

A subsidized mortgage under the government’s Housing Financing Liquidity Facility (FLPP) program.

Top-Up Mortgage Facility

Get extra funds on your existing BTN mortgage, using the same property as collateral.

Take Over Mortgage

Switch your mortgage from another bank to BTN and enjoy better rates and longer tenures.

Sharia-Based Mortgage

(Sharia-compliant mortgage options using Murabahah (sale and purchase) or Musyarakah Mutanaqisah (diminishing partnership) contracts.

Why Apply for Bank BNI KPR Through LMG

Lets Move Group ensures you receive the best mortgage recommendations tailored to your needs.

Quick & Easy Apply

Apply for a mortgage with the assistance of expert consultants for a seamless process.

Tailored Product Recommendations

Gain access to a wide range of mortgage options suited to your financial capabilities.

Exclusive & Interesting Promos

Enjoy special offers and exclusive promotions from our banking partners every month!

Free
Consultation

Benefit from free consultations from application to loan approval.

FAQs

BTN Mortgage is a housing loan facility offered by Bank BTN, including subsidized, non-subsidized, refinancing, and take-over options.

Enjoy the benefits of BTN Mortgage, including:

  • Competitive rates – fixed initially, then floating
  • Tenures up to 30 years – for lighter monthly payments
  • Low down payments from 1% – for subsidized loans
  • Applicable for landed houses, apartments, commercial properties, and land plots
  • Extensive developer network for easy property selection
  • Fast and easy application process

Up to 30 years, depending on the mortgage type and applicant’s age.

Absolutely! BTN offers special monthly promotions. Contact the Lets Move Group mortgage team for the latest offers.

Just fill out the form below, and our team will provide a customized repayment table.

Interest Rate

1. Fix 1 Year, 3 Year dan 5 Year

Fix Rate
Rate p.a
Min. Load Period
1 Years Fix
4,99%
10 Years Loan Period
3 Years Fix
5,47%
7 Years Loan Period
5 Years Fix
6,97%
15 Years Loan Period

2. Fix and Fix

Loan Period
Interest Rate
Min. Load Period
1ˢᵗ – 3ʳᵈ Year
3,99%
18 Years Loan Period
4ᵗʰ – 6ᵗʰ Year
8,49%
18 Years Loan Period
7ᵗʰ – 10ᵗʰ Year
11,99%
18 Years Loan Period
11ᵗʰ – 20ᵗʰ Year
Floating
18 Years Loan Period

Mortgage Calculator

Use the Lets Move Group mortgage calculator to see how much your potential dream home could cost you!

Calculator Mortgage LMG

IDR
IDR
%
10Years
1Years30Years

%

IDR
lmg-asset-calculator-fox

Application Requirements

To apply for BTN KPR, please meet the following requirements:

Associated Fees

Understand the various fees incurred during the KPR BTN application process.

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Complete your information and let us help with your success application.

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

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