KPR BSI

Frexible & Trustworthy Financing with Mortgage by Bank BSI

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The Best Mortgage Deals!

Features of Bank BSI KPR Services

BSI Griya Simuda Mortgage

Designed for Indonesian citizens aged 21–40, this mortgage offers higher loan ceilings and lighter instalments that is perfect for young buyers seeking their first home.

BSI Griya Regular Mortgage

Flexible funding for new or pre-owned homes, apartments, shophouses, ready-to-build plots, construction, renovations, loan takeovers, and refinancing.

BSI Griya Hasanah Mortgage

BSI's flagship sharia-compliant mortgage using Murabahah or MMQ contracts. Applicable for purchasing houses, apartments, land, renovations, refinancing, and bank takeovers.

BSI Griya Mabrur Mortgage

A home financing package with an added benefit—a Hajj savings plan after two years of consistent repayments.

Why Apply for Bank BSI KPR Through LMG

Lets Move Group ensures you receive the best mortgage recommendations tailored to your needs.

Quick & Easy Apply

Apply for a mortgage with the assistance of expert consultants for a seamless process.

Tailored Product Recommendations

Gain access to a wide range of mortgage options suited to your financial capabilities.

Exclusive & Interesting Promos

Enjoy special offers and exclusive promotions from our banking partners every month!

Free
Consultation

Benefit from free consultations from application to loan approval.

FAQs

BSI Mortgage is a sharia-based home financing solution free from interest, penalties, or fines, ideal for those seeking an Islamic-compliant property loan.

  • Enjoy zero interest, no penalties or fines
  • Tenures available up to 30 years.
  • Flexible uses from home purchase to renovation, refinancing, and loan takeovers.

Loan tenures of up to 30 years depending on the mortgage product and borrower age.

Yes! BSI offers exciting monthly promotions. Contact the Lets Move Group KPR team to find out more.

Just fill in the form below and our KPR team from Lets Move Group will be in touch with a repayment table tailored to your needs.

Interest Rate

1. Fix 1 Year, 2 Year, 3 Year dan 5 Year

Fix Rate
Rate p.a
Min. Load Period
2 Years Fix
5,99%
10 Years Loan Period
3 Years Fix
4.56%
15 Years Loan Period
5 Years Fix
6,25%
13 Years Loan Period

2. Fix and Fix

Loan Period
Interest Rate
Min. Load Period
1ˢᵗ Year
4,40%
18 Years Loan Period
2ⁿᵈ – 3ʳᵈ Year
5,60%
18 Years Loan Period
4ᵗʰ – 5ᵗʰ Year
7,77%
18 Years Loan Period
6ˢᵗ – 15ʳᵈ Year
Floating
18 Years Loan Period

Mortgage Calculator

Use the Lets Move Group mortgage calculator to see how much your potential dream home could cost you!

Calculator Mortgage LMG

IDR
IDR
%
10Years
1Years30Years

%

IDR
lmg-asset-calculator-fox

Application Requirements

To apply for BSI KPR, please meet the following requirements:

Associated Fees

Understand the various fees incurred during the KPR BSI application process.

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Complete your information and let us help with your success application.

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

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