KPR BNI

Competitive Interest Rates From 3.25% with Flexible Mortgage Financing from BNI Bank

Apply Now For
The Best Mortgage Deals!

Features of Bank BNI KPR Services

KPR BNI Griya

Finance your dream home with BNI Griya. Covering purchases of new or used houses, apartments, shop houses, or land, including renovations, refinancing, or takeovers from other banks. Flexible loan limits and tenures of up to 30 years.

BNI Griya Refinancing

Leverage your property to access additional funds through an easy and straightforward refinancing process.

BNI Griya Take Over

Transfer your mortgage from another bank to BNI and enjoy better interest rates and enhanced service.

BNI Griya Swakarya

A mortgage solution for informal workers or those with irregular income. Flexible instalment plans help you own your dream home.

BNI Griya Multiguna

A multi-purpose loan secured by property, ideal for education, healthcare, renovations, or business capital.

BNI Griya Syariah

Sharia-based mortgage solution without interest, using Murabahah (sale) or Musyarakah Mutanaqisah (gradual ownership) contracts.

Why Apply for Bank BNI KPR Through LMG

Lets Move Group ensures you receive the best mortgage recommendations tailored to your needs.

Quick & Easy Apply

Apply for a mortgage with the assistance of expert consultants for a seamless process.

Tailored Product Recommendations

Gain access to a wide range of mortgage options suited to your financial capabilities.

Exclusive & Interesting Promos

Enjoy special offers and exclusive promotions from our banking partners every month!

Free
Consultation

Benefit from free consultations from application to loan approval.

FAQs

BNI Mortgage offers both conventional and Sharia-compliant home loans, designed to help you own a home with affordable instalments and competitive interest rates.

  • Long tenures up to 30 years
  • Competitive interest rates
  • Fixed and floating rate options
  • Low down payment from 0% with selected developers
  • Takeover and top-up options available
  • Secure and regulated by OJK

Up to 30 years, depending on product type and applicant's age.

Absolutely! BNI Mortgage offers exciting monthly promotions. Contact the KPR team at Lets Move Group to find out more.

Just fill out the form below and our KPR team from Lets Move Group will provide you with a customised instalment simulation.

Interest Rate

1. Fix 1 Year, 3 Year dan 5 Year

Fix Rate
Rate p.a
Min. Load Period
1 Years Fix
3,25%
3 Years Loan Period
3 Years Fix
3,25%
15 Years Loan Period
5 Years Fix
6,25%
10 Years Loan Period

2. Fix and Fix

Loan Period
Interest Rate
Min. Load Period
1ˢᵗ Year
2,75%
15 Years Loan Period
2ⁿᵈ – 3ʳᵈ Year
4,75%
15 Years Loan Period
4ᵗʰ – 5ᵗʰ Year
6,75%
15 Years Loan Period
6ᵗʰ – 7ᵗʰ Year
8,75%
15 Years Loan Period
8ᵗʰ – 10ᵗʰ Year
10,75%
15 Years Loan Period

Mortgage Calculator

Use the Lets Move Group mortgage calculator to see how much your potential dream home could cost you!

Calculator Mortgage LMG

IDR
IDR
%
10Years
1Years30Years

%

IDR
lmg-asset-calculator-fox

Application Requirements

To apply for BNI KPR, please meet the following requirements:

Associated Fees

Understand the various fees incurred during the KPR BNI application process.

Consult Your Mortgage with Lets Move Group

You’re One Step Closer!

Complete your information and let us help with your success application.

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

*Disclaimer