Bali News

Tertarik untuk beli rumah di Indonesia? perbandingan antara beli rumah KPR vs Tunai adalah hal yang penting untuk diketahui. Kedua metode pembayaran ini menawarkan kelebihan dan kekurangan masing-masing, dengan tren di masyarakat yang naik turun. Artikel ini akan membahas perbandingan antara pembelian rumah KPR dan Tunai, tren terkini, serta faktor yang memengaruhi preferensi masyarakat. Mana […]

When applying for a loan such as a Mortgage (KPR) at a bank, the term 'threshold credit limit' often arises. According to the Great Dictionary of the Indonesian Language (KBBI), 'threshold' refers to the maximum limit (of costs, credit, etc.) provided.​ In the loan application process, the amount granted by the bank or other financial institutions to the customer will not exceed the predetermined threshold.

While taking out a Kredit Pemilikan Rumah (KPR), or mortgage, remains one of the most popular ways for Indonesians to purchase their dream home, the reality is that not every application ends in success. A significant number of aspiring homeowners face rejection from banks, often without clear understanding of the reasons why. So, why does a mortgage application get rejected? What are the warning signs? And most importantly—what can be done about it? Let’s break it all down.

In the bustling city of Jakarta, two names stand out in the ever-evolving real estate market: Gary Joy and Miles Lampitt. These expat property experts are not just making waves - they are revolutionizing the real estate industry in Indonesia, bringing unparalleled expertise and innovative solutions to the table.

One of the main reasons for this is to take advantage of lower interest rates, which can significantly reduce monthly repayments and long-term financial burdens. Additionally, promotional offers from other banks, such as waived administrative fees, reduced early repayment penalties, or more flexible loan tenures, often make switching an attractive option for borrowers.

KPR merupakan singkatan dari Kredit Pemilikan Rumah, menawarkan solusi cerdas bagi mereka yang ingin memiliki rumah tanpa harus menunggu tabungan. Dengan KPR, Anda bisa mencicil pembayaran rumah dalam jangka waktu tertentu, sesuai kemampuan finansial. Melalui artikel ini, Lets Move Group akan membantu anda memahami apa itu KPR, proses mengajukan KPR, syarat dan ketentuan, hingga simulasi […]

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

*Disclaimer