When applying for a loan such as a Mortgage (KPR) at a bank, the term 'threshold credit limit' often arises. According to the Great Dictionary of the Indonesian Language (KBBI), 'threshold' refers to the maximum limit (of costs, credit, etc.) provided.​ In the loan application process, the amount granted by the bank or other financial institutions to the customer will not exceed the predetermined threshold. […]

While taking out a Kredit Pemilikan Rumah (KPR), or mortgage, remains one of the most popular ways for Indonesians to purchase their dream home, the reality is that not every application ends in success. A significant number of aspiring homeowners face rejection from banks, often without clear understanding of the reasons why. So, why does a mortgage application get rejected? What are the warning signs? And most importantly—what can be done about it? Let’s break it all down. […]

In the bustling city of Jakarta, two names stand out in the ever-evolving real estate market: Gary Joy and Miles Lampitt. These expat property experts are not just making waves - they are revolutionizing the real estate industry in Indonesia, bringing unparalleled expertise and innovative solutions to the table. […]

One of the main reasons for this is to take advantage of lower interest rates, which can significantly reduce monthly repayments and long-term financial burdens. Additionally, promotional offers from other banks, such as waived administrative fees, reduced early repayment penalties, or more flexible loan tenures, often make switching an attractive option for borrowers.

KPR stands for Kredit Pemilikan Rumah (Home Ownership Credit), offering a smart solution for those who want to own a home without having to wait to save up. With KPR, you can pay for your home in instalments over a certain period of time, according to your financial capabilities. Through this article, Lets Move Group will help you understand what KPR is, the process of applying for KPR, the terms and conditions, and even provide a simulation […]

Purchasing property in Indonesia with PT PMA, is it possible? A PMA, or Foreign Investment Company, is a form of legal entity that can be used by foreign investors to own a company in Indonesia. In addition to its corporate function, PT PMA is also said to be the safest way for foreigners to own property in Indonesia. PT PMA allows foreign companies to [...]

Home Ownership Loan (KPR) is a financial solution for individuals who want to own a house without having to spend all the funds at once. Mortgages generally use personal assets as collateral, but is it possible to pledge company assets for a mortgage? The answer is yes, a mortgage with company assets as collateral is possible. However, there are several things to consider, such as the type of legal entity of the company and the provisions [...]

The property industry in Indonesia is predicted to be one of the most stable investments since 2021. The property industry is one of the leading sectors that drives the Indonesian economy with the realisation of property industry investment which is able to rank 4th largest through the property sector's contribution to Indonesia's GDP of 14-16% annually. Therefore, owning property in Indonesia is good for [...]

Tinggal di tengah kota dengan akses mudah ke berbagai fasilitas memang menggoda. Ditambah lagi, dengan keterbatasan lahan di kota besar, apartemen menjadi pilihan hunian yang ideal bagi banyak orang. Namun, membeli apartemen secara tunai mungkin bukan pilihan bagi semua orang. Di sinilah Kredit Pemilikan Apartemen (KPA) hadir sebagai solusi cerdas untuk mewujudkan mimpi memiliki hunian […]

Perpanjangan Hak Guna Bangunan (HGB) merupakan hal yang perlu diperhatikan oleh para pemilik properti, terutama tanah. Sertifikat HGB berfungsi untuk menegaskan hak mendirikan bangunan di atas tanah yang bukan miliknya. Ini berbeda dengan Sertifikat Hak Milik (SHM) yang berlaku seumur hidup. Jika masa berlaku HGB habis, perpanjangan harus dilakukan. Berikut adalah persyaratan dan prosedur perpanjangan […]

Pernikahan merupakan momen istimewa yang menandakan babak baru dalam hidup. Di Indonesia, selain mempersiapkan pernikahan adat dan agama, pasangan juga perlu mempertimbangkan aspek hukum, salah satunya dengan Perjanjian Pranikah (Prenup) atau Perjanjian Pascanikah (Postnup). Apa itu Perjanjian Pranikah di Indonesia? Di Indonesia, Perjanjian Pranikah adalah sebuah dokumen yang mengikat secara hukum, ditandatangani pasangan sebelum melangsungkan […]

Dalam dunia investasi properti di Indonesia, terutama properti perusahaan dan komersial, langkah penting yang harus dikuasai adalah melakukan legal due diligence sebelum mengambil keputusan untuk berinvestasi. Proses ini melibatkan serangkaian langkah untuk mengumpulkan informasi yang akurat dan komprehensif mengenai properti yang akan dibeli. Mari simak secara detail langkah-langkahnya! Pengertian Due Diligence dalam Investasi Properti Due […]