Property Finance Jakarta

Welcome to the homepage of The Lets Move Group Jakarta, your property financing solution! We are the first mortgage broker serving Jakarta.

Make your dream of owning property come true with Lets Move Group! Get the best mortgage solution that best suits your needs with the help of our expert team.

Let's Start Your Property Journey

This is the best mortgage solution for you! Get a free consultation with an expert mortgage consultant who understands your needs personally.

Together with the first KPR broker in Indonesia, make your dream of owning your dream home come true and save money!

Contact us now!

Why Choose Lets Move Group to Buy Your Dream Home?

Mortgage Calculator

Use the Lets Move Group mortgage calculator to see the estimated value of your potential dream home and how much you can borrow!

Kalkulator KPR Terbaru

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Applying for a mortgage with Lets Move Group is easy and fast!

New Mortgage

Remortgage

Expat Mortgage

Buy To Let

Need help planning your finances? Don't hesitate to contact our friendly team to schedule a free consultation with one of our experienced Financial Consultants.

Anda dapat memilih bertemu langsung di salah satu dari 4 kantor kami di Jakarta atau Bali, atau melalui telepon – sesuai dengan kenyamanan Anda.

Our team will listen carefully to your individual needs, answer any questions you have, and offer you the best options to suit your circumstances.

If you are interested in continuing, our team is ready to help arrange the documents and guide you until the mortgage application process is complete!

Reviews

Yes of course. However, please note that not all banks providing mortgages are willing to provide loans to foreign nationals. Please contact our team for further information.

As mortgage professionals, we are not tied to just one bank and work with the most reputable banks in Indonesia. Therefore, we can compare interest rates and mortgage types to ensure you get the best deal.

Most likely yes. Because we compare different offers, we can recommend the best mortgage to suit your needs.

100% free. You do not have to pay for our time or consultation. We get paid by banks for their product recommendations.

There are several types of mortgages available, the most common being a fixed interest mortgage which ensures the interest rate does not change for a certain period of time. Our team will be happy to explain all the types of mortgages available.

Our founder, Gary Joy, has a Ce-Map (Certificate in Mortgage Advice and Practice) qualification from the University of Cambridge obtained in 2006. Our Indonesian team members are all certified financial consultants and had experience in the Indonesian Mortgage Banking industry before joining with theletsmovegroup.

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Latest News

Ever come across the term Mortgage Refinancing? In Indonesia’s property finance landscape, there are quite a few terms that might pop up, and refinancing is one of the most important to know. In essence, refinancing is a type of mortgage product that allows you to restructure your existing KPR instalments into a new repayment scheme—essentially, a fresh start for your ongoing home loan.

When applying for a loan such as a Mortgage (KPR) at a bank, the term 'threshold credit limit' often arises. According to the Great Dictionary of the Indonesian Language (KBBI), 'threshold' refers to the maximum limit (of costs, credit, etc.) provided.​ In the loan application process, the amount granted by the bank or other financial institutions to the customer will not exceed the predetermined threshold.

Find the Best Property Partner in Canggu, Bali Looking for the best property agent in Canggu, Bali? Look no further! At Lets Move Group (LMG), we pride ourselves on being the first choice for all your property needs. With our extensive network, expert team, and commitment to excellence, we are ready to ensure your property journey runs smoothly and successfully. Whether

While taking out a Kredit Pemilikan Rumah (KPR), or mortgage, remains one of the most popular ways for Indonesians to purchase their dream home, the reality is that not every application ends in success. A significant number of aspiring homeowners face rejection from banks, often without clear understanding of the reasons why. So, why does a mortgage application get rejected? What are the warning signs? And most importantly—what can be done about it? Let’s break it all down.

In the bustling city of Jakarta, two names stand out in the ever-evolving real estate market: Gary Joy and Miles Lampitt. These expat property experts are not just making waves - they are revolutionizing the real estate industry in Indonesia, bringing unparalleled expertise and innovative solutions to the table.

One of the main reasons for this is to take advantage of lower interest rates, which can significantly reduce monthly repayments and long-term financial burdens. Additionally, promotional offers from other banks, such as waived administrative fees, reduced early repayment penalties, or more flexible loan tenures, often make switching an attractive option for borrowers.

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Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

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