KPR Panin Bank

Secure a mortgage with Panin Home Loan and obtain extended tenures to finance your dream property.

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KPR Bank Panin Featured Services

KPR Panin

Personal credit facilities designed for the purchase of properties, including houses, apartments, shophouses, shop-offices, multi-purpose warehouses/3-in-1 units, and plots within residential complexes.

KPR X-Tra

Refinancing facilities secured by property collateral, applicable for renovations, construction, multi-purpose consumer needs, or the purchase of other properties that cannot yet be collateralised.

Why Apply for KPR Panin Bank Through Lets Move Group?

Lets Move Group ensures you receive the best mortgage recommendations tailored to your needs.

Pengajuan Cepat & Mudah

Apply for a mortgage with the assistance of expert consultants for a seamless process.

Tailored Product Recommendations

Gain access to a wide range of mortgage options suited to your financial capabilities.

Promo Eksklusif & Menarik

Enjoy special offers and exclusive promotions from our banking partners every month!

FREE Consultation

Benefit from free consultations from application to loan approval.

FAQs

Panin Home Loan (KPR Panin) is a Home Ownership Credit (mortgage) facility from Panin Bank, providing financing solutions for the purchase of houses, apartments, shophouses, and various other needs such as takeovers, refinancing, and home renovations.

KPR Panin from Panin Bank offers various benefits, such as:

  • Competitive interest rates for both standard mortgages and refinancing.

  • Flexible tenure options extending up to 20 years.

  • Swift and straightforward application process with uncomplicated requirements.

  • Fixed & Cap interest options for long-term instalment certainty.

The maximum tenure for Panin Home Loans (KPR Panin) is 25 years. 

Yes, Panin Bank frequently offers promotions with low interest rates or reduced down payments. You can obtain Panin Home Loan promotional information by clicking the provided button and completing the form. Subsequently, the Lets Move Group Home Loan team will promptly contact you.

To inquire more information about mortgage instalments from KPR Panin, simply fill out the form below, and the Lets Move Group Mortgage team will contact you promptly.

Interest Rate

Fix Rate
Rate p.a
Min. Load Period
1ˢᵗ Year
5.75%
10 Years Loan Period
2ⁿᵈ Year
6.75%
10 Years Loan Period
3ʳᵈ Year
7.75%
10 Years Loan Period
4ᵗʰ – 6ᵗʰ Year
8.75%
10 Years Loan Period
7ᵗʰ – 10ᵗʰ Year
9.75%
10 Years Loan Period
11ᵗʰ – 15ᵗʰ Year
10.80%
10 Years Loan Period
16ᵗʰ – 20ᵗʰ Year
11.75%
10 Years Loan Period

Mortgage Calculator

Use the Lets Move Group mortgage calculator to see how much your potential dream home could cost you!

Kalkulator KPR Bank

IDR
IDR
%
10Years
1Years30Years

%

IDR

Syarat & Ketentuan Pengajuan

To apply for KPR Panin Bank, please meet the following requirements:

Associated Fees

Ketahui beberapa jenis biaya yang ditimbulkan selama proses pengajuan KPR Panin Bank.

Consult Your Mortgage with Lets Move Group

Primary Property

Interest Rate

Floating Rate

Primary Mortage

Rate information

Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)

Requirements

  • Permanent employee/self-employed for at least 1 year in the same company/total 2 years of work
  • Professional/Businessman working for at least 2 years in the same field
  • At least 18 years old or married

General Personal Requirements

  • Photocopy of husband’s / wife’s ID card (if married)
  • Photocopy of Family Card
  • Copy of Marriage Certificate (if married)
  • Photocopy of Tax ID Number of Applicant
  • Salary Slip / Certificate of Income for the last 1 month original
  • Photocopy of 3 months bank statements
  • Developer’s House Booking Letter / Broker’s Cover Letter

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