Mortgage Services
If you are a Foreign Citizen (WNA) living in Indonesia and planning to buy a property/house/apartment in the elite areas of Jakarta and Bali, you may have heard that applying for a KPR (Home Ownership Credit) loan to buy property in Indonesia for expatriates is very difficult.
However, this isn't entirely true. While it's certainly more difficult for foreigners to obtain property loans than for local residents, the opportunity does exist; the requirements are different, and the number of lenders offering this service is more limited.
Many property developers offer short-term repayment plans that are difficult for some to access. However, with Lets Move Group's Expat Mortgage, we are proud to be the first platform in Indonesia to explicitly offer mortgage solutions for expats.
Lets Move Group has been running since 2016 and is recognised as a leader in services for expats in Indonesia through our expat news platform that emphasises ethics and transparency. No other agency is more dedicated to making Indonesia a safer place to live, holiday or do business than The Lets Move Group
Founded by Gary Joy, a British expat, Lets Move Group understands the needs of expatriates in Indonesia. Initially, we focused on assisting foreign nationals in Jakarta with their real estate needs. Over time, we have grown and now offer a comprehensive range of services, including property sales and rentals in Indonesia, mortgages, immigration consulting, legal and marketing consulting, company establishment, and tax and accounting consulting.
Lets Move Group is proud to be the pioneer of the first mortgage brokerage service in Indonesia. We understand that obtaining a mortgage in Indonesia can be a complex process for expats. Our professional team is ready to assist you every step of the way.
Gary was a property agent back in the UK and later became the youngest branch manager in South West England. Subsequently, he achieved his Ce-Map (Certificate in Mortgage Advice and Practice) certification from the University of Cambridge in 2006. With 17 years of work experience, Gary is leading the mortgage revolution in Indonesia.
Yes, there are, although the number is limited and may change over time. We will be happy to provide more information during the consultation.
If you are looking to buy a property to be leased out to your customers, consider opting for a Buy-to-Let Mortgage. This scheme allows you to gain profit from the residential property while acquiring its ownership.
Firstly, our services are free, and our team speaks fluent English. You don't have to pay for our time, consultation or advice. Secondly, we do the market research for you, saving you valuable time and energy. Next, we offer clear and transparent options to ensure you get the best deal. Finally, we help with the paperwork and guide the process. No other broker in Indonesia offers services like ours, because we're the first!
No other broker in Indonesia offers services like ours because we are the first!
Yes, that's right. We are paid by the bank through an official partnership, so you don't have to pay for our services. Our interest is in making sure your process runs smoothly and professionally.
For Indonesians who are looking for a home or seeking ways to improve the quality of their homes, there is something called BSPS. BSPS, or Bantuan Stimulan Perumahan Swadaya (Self-Help Housing Stimulus Assistance), is a government programme aimed at improving the quality of homes for low-income communities (MBR) in Indonesia. This programme
Membeli rumah adalah impian banyak orang. Prosesnya pun tidak mudah, butuh waktu, tenaga, dan tentunya dana yang tidak sedikit. Kredit Pemilikan Rumah (KPR) hadir sebagai solusi untuk mewujudkan impian tersebut. Namun, tidak jarang di tengah jalan, Anda dikejutkan dengan cicilan KPR yang tiba-tiba melonjak. Jika hal ini terjadi pada Anda, jangan panik! Mungkin Anda salah […]
Seiring dengan perkembangan zaman, setiap sektor, termasuk pertanahan di Indonesia, selalu mengedepankan teknologi terkini. Kementerian Agraria dan Tata Ruang/Badan Pertanahan Nasional (ATR/BPN) telah memperkenalkan inovasi dengan menerbitkan sertifikat tanah elektronik. Implementasi sertifikat tanah elektronik tidak hanya menyangkut perubahan fisik dokumen, melainkan membawa dampak signifikan pada sisi pelayanan. Juga, akan sangat berguna bagi semua pihak yang […]
If you are currently paying off a mortgage and are thinking of transferring it to another bank, this is entirely possible. It is common to decide to transfer your mortgage, usually from a conventional bank to an Islamic (syariah) bank or vice versa. Another factor is the difference in floating interest rates between banks. For example, when you purchase a home and
Pajak Bumi dan Bangunan (PBB) merupakan salah satu sumber pendapatan asli daerah (PAD) yang sangat penting bagi Pemerintah Provinsi DKI Jakarta. Uang yang diperoleh dari SPPT PBB-P2 digunakan untuk pembayaran berbagai program pembangunan dan pelayanan publik yang krusial bagi seluruh warga Jakarta. Namun, Pemprov DKI Jakarta memahami bahwa tidak semua wajib pajak memiliki kemampuan yang […]
The Indonesian Ministry of Public Works and Public Housing (PUPR) continues to promote the subsidised house programme as a solution for low-income communities (MBR) to access affordable and decent living spaces. This initiative offers public housing through a mortgage scheme that includes conventional and sharia financing options.
Our journey began in 2016, with the sole aim of being the best real estate agency in Indonesia. Over time, as our business grew and developed, we began to focus on real estate finance solutions and revolutionised the property finance industry in Indonesia. Find Out More»
Enter your email address to get the latest updates and offers.
© Copyright 2025 PT Klub Rumah Baru
Lets Move Group
Rate information
Interest rate is 4.7% fixed for the first 3 years, after that, the rate will move to a floating rate (currently 11%)
Requirements
General Personal Requirements
*Disclaimer
EN 
ID 
